for "Gen Z" to Baby Boomers

Eliminating student loan debt and obtaining immediate home ownership are the primary benefits of Empowering Financial Literacy to Unlock your Human Capital.

Why Scientific Financial Literacy?  What makes it scientific?

We have the science, the mathematics, and the vetted financial model that enables anyone to buy his/her home and to wipe out student loan debt or credit card debt.  This starts in 2026. 

Our Polymath Skills 31 Teams® Chairman is a rare Super Advanced Number Theorist who took 46 years to ask the hard questions about Equity and Debt.  Over the centuries, many mathematicians were either afraid or refused to apply their august mathematical powers to solve the debt problem for the sake of humanity! 

The Conservation of Energy Law (or One Energy Law) states that energy cannot be created or destroyed. 100% of everything is in constant flux or is changing from one form to another. Nothing is ever destroyed!  

Our scientific analysis of Debt and Equity is the guaranteed game-changer for any publicly-listed company (PLC).  This information is not taught in any of the business schools across the globe. 

Taking our free 89-day financial literacy course helps you learn through hands-on application and interactive discussions.  A background in physics or math is helpful but not required for the course.  What matters most is your clear understanding.  That means everything to us.

How does our GoFundMe for Scientific Financial Literacy make an impact?

 The objective of our GoFundMe campaign is to implement a Scientific Financial Literacy path leading to financial freedom in 2026 for people taking our free, 89-day financial literacy course. 

 There are interactive dynamics between donors and investors.  For instance, our Chairman's message gives investors some specific details about unlocking Human Capital.  These details (for investors) show donors the economic impact and benefits to humanity.  The synergy between donors and investors is summarized here.

Empowered by Donors

By supporting the implementation of this path to Scientific Financial Literacy, donors empower others as well as themselves.

Empowered by Investors

By doing their due diligence in other areas of our website, investors are empowering everyone to unlock their Human Capital.

 It took several years to perfect our Financial Freedom model and then publish it.  At the same time, we simply did not have the combined communications and computing technologies to scale this model for a universal debt-free Financial Freedom solution.  

Today the model is ready with all the requisite technologies for full-scale deployment.  It is the foundation for the Scientific Financial Literacy path under implementation right now.  Your donation to this effort is most appreciated.  


Perpetual Revenue for a publicly-listed company (PLC) is a unique (by invitation only) opportunity for investors

This Billion-with-Balance opportunity for investors is made possible by our Company Chairman's unified (scientific) solution to the Equity Premium Puzzle and Dividend Puzzle.  Both puzzles are the two most challenging puzzle-problems in financial economics.  
Predictive Quantum Science has been used in our financial technology—"FinTech"—to identify the source of perpetual revenue for any publicly-listed company (PLC).
Our FinTech comes from 46 years of original research by an advanced number theorist, scientist, and former structural banker.  We are buying a currently-trading PLC and embedding our Scientific Perpetual Revenue Model into the PLC and its Capital Structure and By-Laws.  This PLC positions a million people on the ground floor of a new era for unlocking "Human Capital" for the customer. The world is ready for this breakthrough.     
"First Cause Intelligence"
a two-minute excerpt of a lecture by Professor Paul Katching about Three-Dimensional Mathematics and the proof for P=NP. 

Intellectual Property
of Polymath Professor Paul Katching

Mathematics & Science IP
Cosmology — "Quantum Isotropic Dynamics" 
Three-Dimensional Mathematics 
Prime Number Distribution
Unification of the Four Forces of Physics
Physical Chemistry from First Cause
Organic Chemistry from First Cause
Rules of Immunity with “B” and “T” Cells
Protein Folding

P EQUALS NP PROBLEM SOLVED: Using 400! / 100! to Prove P=NP in 5,151 Polynomial Steps
by Professor Paul Katching


Business IP
Katching's Three Laws of the PLC
4 Sections and 22 Variables of the PLC
Katching's Equity > Debt Law
Veggie Green Express®
Org913-T-MBA®
Skills 31 Teams®
Equity Score®

THE EQUITY PREMIUM PROBLEM IS DEFINITIVELY SOLVED: India is undervalued by over $39 Trillion and the World by over $400 Trillion
by Professor Paul Katching